/* ==========================================================================
   Doradztwo Kredytowe Adam Samek — arkusz stylów
   Breakpoint: 980px (wąski/szeroki)
   ========================================================================== */

/* --- Tokeny ------------------------------------------------------------- */
:root {
  --navy-900: #06132B;
  --navy-850: #08182F;
  --navy: #0A1F44;
  --navy-700: #0B2A6F;
  --blue-700: #1550C8;
  --blue: #1B62F5;
  --blue-500: #2B7BFF;
  --blue-400: #3D7BFF;
  --blue-300: #7FA8FF;
  --blue-200: #9FC2FF;
  --sky: #CFE0FF;

  --ink: #0A1F44;
  --muted: #5A6B8C;
  --muted-dark: #93A7C6;
  --muted-darker: #7D93B5;
  --on-navy: #A9C0E4;
  --on-navy-soft: #8FAAD6;
  --on-navy-strong: #C6D8F5;
  --steel: #6E8AB8;

  --line: #E4EAF3;
  --line-soft: #DDE5F0;
  --line-strong: #D6DFEC;
  --line-dashed: #C6D3E6;
  --line-blue: #DCE7FA;

  --bg: #F7F9FC;
  --surface: #FFFFFF;
  --tint: #EAF1FE;
  --tint-soft: #F2F7FF;
  --field: #F8FAFE;
  --map-bg: #EEF3FA;

  --green: #5BFF9E;
  --gold: #FFB020;

  --shell: 1240px;
  --gutter: clamp(20px, 4vw, 40px);
  --section-y: clamp(64px, 8vw, 120px);
  --ease: cubic-bezier(.2, .7, .3, 1);

  --shadow-card: 0 4px 24px rgba(10, 31, 68, .05);
  --shadow-card-hover: 0 24px 50px rgba(10, 31, 68, .14);
  --shadow-panel: 0 30px 70px rgba(10, 31, 68, .1);
  --shadow-blue: 0 12px 30px rgba(27, 98, 245, .34);
}

/* --- Reset / podstawy --------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: Poppins, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4 { font-family: Manrope, Poppins, system-ui, sans-serif; }

a { color: var(--blue); text-decoration: none; transition: color .25s ease; }
a:hover { color: var(--navy-700); }

img { max-width: 100%; }

input, select, textarea, button { font-family: inherit; }

ul, ol { list-style: none; margin: 0; padding: 0; }

.num { font-family: Manrope, Poppins, system-ui, sans-serif; font-feature-settings: "tnum" 1; }

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

:focus-visible { outline: 3px solid var(--blue-400); outline-offset: 3px; border-radius: 4px; }

/* Zastępcze tło, gdy zdjęcia nie ma jeszcze w katalogu uploads/ */
.photo-fallback {
  background:
    linear-gradient(150deg, rgba(27, 98, 245, .22) 0%, rgba(10, 31, 68, .55) 60%, rgba(6, 19, 43, .8) 100%),
    var(--navy);
}

.brand__mark {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(140deg, var(--blue-500), var(--blue-700));
  color: #fff;
  font-family: Manrope, Poppins, system-ui, sans-serif;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: .02em;
}

/* --- Układ -------------------------------------------------------------- */
.shell {
  position: relative;
  max-width: var(--shell);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.section { position: relative; overflow: hidden; }
.section--light { background: var(--bg); }
.section--white { background: var(--surface); }
.section--navy { background: var(--navy); }

.section > .shell { padding-top: var(--section-y); padding-bottom: var(--section-y); }

.glow {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  background: radial-gradient(circle, rgba(27, 98, 245, .13) 0%, rgba(27, 98, 245, 0) 68%);
}

.ring {
  position: absolute;
  border: 1px solid rgba(255, 255, 255, .09);
  border-radius: 50%;
  pointer-events: none;
}

/* --- Nagłówki sekcji ---------------------------------------------------- */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--blue);
}
.eyebrow::before {
  content: "";
  width: 22px;
  height: 1.5px;
  background: currentColor;
  display: block;
}
.eyebrow--onnavy { color: var(--blue-300); }

.section-title {
  margin: 16px 0 0;
  font-size: clamp(32px, 4.2vw, 54px);
  font-weight: 600;
  letter-spacing: -.032em;
  line-height: 1.06;
  text-wrap: balance;
}
.section-title--onnavy { color: #fff; }

.section-lede {
  margin: 0;
  font-size: 16.5px;
  line-height: 1.7;
  color: var(--muted);
}

.section-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-end;
  gap: 24px;
  margin-bottom: clamp(36px, 4vw, 56px);
}
.section-head__main { max-width: 560px; }
.section-head__aside { max-width: 400px; }

/* --- Przyciski ---------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border: none;
  border-radius: 999px;
  font-size: 16px;
  font-weight: 600;
  padding: 19px 32px;
  cursor: pointer;
  text-align: center;
  transition: transform .25s ease, box-shadow .25s ease, background .25s ease, border-color .25s ease, color .25s ease;
}
.btn svg { flex: 0 0 auto; }

.btn--primary {
  background: var(--blue);
  color: #fff;
  box-shadow: 0 14px 34px rgba(27, 98, 245, .5);
}
.btn--primary:hover {
  color: #fff;
  transform: translateY(-3px);
  box-shadow: 0 20px 44px rgba(27, 98, 245, .65);
}

.btn--ghost {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, .3);
  padding: 19px 30px;
}
.btn--ghost:hover {
  color: #fff;
  background: rgba(255, 255, 255, .12);
  border-color: rgba(255, 255, 255, .6);
}

.btn--white {
  background: #fff;
  color: var(--navy);
  box-shadow: 0 16px 40px rgba(3, 12, 33, .4);
}
.btn--white:hover { color: var(--navy); transform: translateY(-3px); }

.btn--outline {
  background: transparent;
  border: 1.5px solid var(--line-strong);
  color: var(--ink);
  font-size: 14.5px;
  padding: 13px 24px;
}
.btn--outline:hover { border-color: var(--blue); color: var(--blue); }

.btn--sm { font-size: 14px; padding: 13px 22px; }
.btn--sm:hover { transform: translateY(-2px); box-shadow: 0 12px 26px rgba(27, 98, 245, .4); }

.btn--block { width: 100%; font-size: 16px; padding: 18px 28px; box-shadow: var(--shadow-blue); }
.btn--block:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(27, 98, 245, .48); }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--blue);
  font-size: 15.5px;
  font-weight: 600;
  transition: gap .25s ease, color .25s ease;
}
.link-arrow:hover { gap: 14px; color: var(--navy-700); }
.link-arrow--sm { font-size: 14px; gap: 8px; }
.link-arrow--sm:hover { gap: 13px; }

/* --- Lista z „ptaszkami" ------------------------------------------------ */
.checklist { display: grid; gap: 14px; margin: 30px 0 0; }
.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink);
}
.checklist svg { flex: 0 0 auto; margin-top: 1px; }

/* --- Odznaki banków ----------------------------------------------------- */
.chips { display: flex; flex-wrap: wrap; gap: 10px; }

.chip {
  padding: 11px 20px;
  border: 1px dashed var(--line-dashed);
  border-radius: 12px;
  background: #fff;
  color: var(--muted);
  font-size: 12.5px;
  letter-spacing: .1em;
  text-transform: uppercase;
}

/* --- Ujawnianie przy scrollu -------------------------------------------- */
[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .7s ease, transform .7s var(--ease);
}
[data-reveal].is-revealed { opacity: 1; transform: none; }
[data-reveal-delay] { transition-delay: .1s; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
  [data-reveal] { opacity: 1; transform: none; }
}

/* ==========================================================================
   Pasek górny
   ========================================================================== */
.topbar {
  background: var(--navy-900);
  color: var(--muted-dark);
  font-size: 13.5px;
}
.topbar__inner {
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.topbar__group { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.topbar__meta { display: flex; align-items: center; gap: 18px; }
.topbar a {
  color: var(--muted-dark);
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.topbar a:hover { color: #fff; }

/* ==========================================================================
   Nagłówek / nawigacja
   ========================================================================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 120;
  background: rgba(10, 31, 68, .94);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.site-header__inner {
  height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

/* Logo zawiera już znak graficzny i pełną nazwę, więc stoi samo —
   bez dostawianego obok bloku tekstowego. Jest niemal białe,
   przez co działa na granatowym tle nagłówka i stopki. */
.brand { display: flex; align-items: center; gap: 12px; color: #fff; }
.brand:hover { color: #fff; }
.brand img {
  height: 34px;
  width: auto;
  max-width: min(58vw, 240px);
  object-fit: contain;
  display: block;
}
@media (max-width: 400px) {
  .brand img { height: 29px; }
}
.brand__text { display: flex; flex-direction: column; line-height: 1.15; }
.brand__name { font-size: 15.5px; font-weight: 600; color: #fff; letter-spacing: -.01em; }
.brand__role {
  font-size: 11.5px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--steel);
}

.nav { display: flex; align-items: center; gap: 6px; }
.nav__link {
  color: #DCE6F7;
  font-size: 15px;
  font-weight: 500;
  padding: 10px 14px;
  border-radius: 999px;
  transition: background .25s ease, color .25s ease;
}
.nav__link:hover { background: rgba(255, 255, 255, .08); color: #fff; }

.nav__item { position: relative; }
.nav__item > .nav__link { display: inline-flex; align-items: center; gap: 7px; }

.nav__menu {
  position: absolute;
  top: 100%;
  left: 0;
  padding-top: 12px;
  width: 288px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: opacity .2s ease, transform .2s ease, visibility .2s;
}
.nav__item:hover .nav__menu,
.nav__item:focus-within .nav__menu {
  opacity: 1;
  visibility: visible;
  transform: none;
}
.nav__menu-inner {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 10px;
  box-shadow: 0 24px 60px rgba(10, 31, 68, .22);
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.nav__menu a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border-radius: 12px;
  color: var(--ink);
  font-size: 14.5px;
  font-weight: 500;
  transition: background .2s ease, color .2s ease;
}
.nav__menu a:hover { background: var(--tint-soft); color: var(--blue); }

.header-cta { font-size: 14.5px; padding: 14px 24px; white-space: nowrap; gap: 9px; box-shadow: 0 10px 26px rgba(27, 98, 245, .4); }
.header-cta:hover { transform: translateY(-2px); box-shadow: 0 14px 32px rgba(27, 98, 245, .55); }

.nav-toggle {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .16);
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  cursor: pointer;
}
.nav-toggle span {
  width: 18px;
  height: 2px;
  background: #fff;
  border-radius: 2px;
  display: block;
  transition: transform .25s ease, opacity .25s ease;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
  display: none;
  background: var(--navy);
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding: 12px 20px 24px;
  flex-direction: column;
  gap: 2px;
}
.mobile-nav.is-open { display: flex; }
.mobile-nav a {
  color: #DCE6F7;
  font-size: 17px;
  font-weight: 500;
  padding: 14px 8px;
  border-bottom: 1px solid rgba(255, 255, 255, .06);
}
.mobile-nav a:last-of-type { border-bottom: none; }
.mobile-nav__cta {
  margin-top: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  background: var(--blue);
  color: #fff !important;
  font-size: 16px;
  font-weight: 600;
  padding: 17px 24px;
  border-radius: 999px;
  border: none !important;
  cursor: pointer;
}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero { position: relative; background: var(--navy); overflow: hidden; }
.hero__wash-1 {
  position: absolute;
  inset: 0;
  background: radial-gradient(115% 130% at 82% 42%, var(--blue-500) 0%, var(--blue-700) 22%, var(--navy-700) 52%, var(--navy) 78%);
}
.hero__wash-2 {
  position: absolute;
  inset: 0;
  background: radial-gradient(70% 90% at 0% 10%, rgba(6, 15, 38, .95) 0%, rgba(6, 15, 38, 0) 60%);
}
.hero__ring-1 { top: -30%; right: -14%; width: 1180px; height: 1180px; border-color: rgba(255, 255, 255, .13); }
.hero__ring-2 { top: -16%; right: -4%; width: 860px; height: 860px; }
.hero__ring-3 { bottom: -46%; left: -12%; width: 900px; height: 900px; border-color: rgba(255, 255, 255, .07); }

.hero__portrait {
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: min(60%, 980px);
  z-index: 2;
  pointer-events: none;
}
.hero__portrait::before {
  content: "";
  position: absolute;
  right: 0;
  bottom: 0;
  left: -20%;
  height: 78%;
  background: radial-gradient(ellipse at 58% 100%, rgba(72, 132, 255, .5) 0%, rgba(27, 98, 245, .16) 44%, rgba(10, 31, 68, 0) 74%);
}
.hero__portrait img {
  position: absolute;
  right: 2%;
  bottom: 0;
  width: 104%;
  max-height: 100%;
  object-fit: contain;
  object-position: bottom center;
  filter: drop-shadow(0 24px 48px rgba(3, 12, 33, .5));
}

.hero__inner {
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: clamp(32px, 5vw, 64px);
  align-items: center;
  padding-top: clamp(56px, 7vw, 90px);
  padding-bottom: clamp(56px, 6vw, 80px);
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 9px 18px 9px 12px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .18);
  color: var(--sky);
  font-size: 11.5px;
  font-weight: 600;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.hero__badge::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--green);
  display: block;
}

.hero__title {
  margin: 26px 0 0;
  color: #fff;
  font-weight: 700;
  letter-spacing: -.04em;
  line-height: .92;
  font-size: clamp(44px, 7.2vw, 92px);
  text-transform: uppercase;
  max-width: min(100%, 600px);
}
.hero__title em {
  font-style: normal;
  background: linear-gradient(96deg, #FFFFFF 0%, var(--blue-200) 46%, var(--blue-400) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero__places {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 24px 0 0;
  font-size: clamp(11px, .95vw, 12.5px);
  font-weight: 500;
  line-height: 1.7;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--on-navy-soft);
  max-width: 520px;
}
.hero__places::before {
  content: "";
  width: 22px;
  height: 1.5px;
  background: var(--blue-400);
  flex: 0 0 auto;
  display: block;
}

.hero__lede {
  margin: 22px 0 0;
  color: #D5E2F8;
  font-size: clamp(17px, 1.5vw, 20px);
  line-height: 1.6;
  max-width: 460px;
  font-weight: 300;
}
.hero__lede strong { font-weight: 600; color: #fff; }

.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 36px; }

.hero__proof {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 40px;
  margin-top: 46px;
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, .14);
}
.hero__stars {
  display: flex;
  align-items: center;
  gap: 3px;
  color: var(--gold);
  font-size: 19px;
  letter-spacing: 2px;
  line-height: 1;
}
.hero__proof-label { font-size: 13px; color: var(--on-navy-soft); margin-top: 6px; }
.hero__proof-value {
  font-size: 22px;
  font-weight: 600;
  color: #fff;
  letter-spacing: -.02em;
  line-height: 1.15;
}

.hero__cards {
  position: relative;
  align-self: stretch;
  min-height: clamp(300px, 46vw, 660px);
  pointer-events: none;
}
.hero__cards-stack {
  position: absolute;
  right: 0;
  top: 34%;
  display: flex;
  flex-direction: column;
  gap: 14px;
  pointer-events: auto;
}
.hero-card {
  background: rgba(10, 31, 68, .78);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, .22);
  border-radius: 18px;
  padding: 16px 22px;
  box-shadow: 0 20px 46px rgba(3, 12, 33, .45);
  display: flex;
  align-items: center;
  gap: 13px;
}
.hero-card__icon {
  display: flex;
  width: 38px;
  height: 38px;
  border-radius: 11px;
  background: rgba(255, 255, 255, .14);
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}
.hero-card__icon img { display: block; width: 19px; height: 19px; filter: brightness(0) invert(1); }
.hero-card__text {
  font-size: 15.5px;
  font-weight: 600;
  color: #fff;
  letter-spacing: -.01em;
  line-height: 1.25;
}

/* ==========================================================================
   Filary
   ========================================================================== */
.pillars { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; }

.pillar {
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 30px 26px 28px;
  box-shadow: var(--shadow-card);
  overflow: hidden;
  transition: transform .35s var(--ease), box-shadow .35s ease, border-color .35s ease;
}
.pillar:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
  border-color: #C9DBFB;
}
.pillar__step {
  position: absolute;
  top: 24px;
  right: 26px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .1em;
  color: var(--line-dashed);
}
.pillar__icon {
  display: flex;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  background: var(--tint);
  align-items: center;
  justify-content: center;
  margin-bottom: 28px;
}
.pillar__icon img { display: block; width: 25px; height: 25px; }
.pillar h3 {
  margin: 0 0 10px;
  font-size: 18px;
  font-weight: 600;
  letter-spacing: -.015em;
  line-height: 1.3;
}
.pillar p { margin: 0; font-size: 16px; line-height: 1.62; color: var(--muted); }

.pillar--dark {
  background: linear-gradient(155deg, var(--navy-700) 0%, var(--navy) 100%);
  border-color: var(--navy);
  box-shadow: 0 4px 24px rgba(10, 31, 68, .14);
}
.pillar--dark:hover { box-shadow: 0 26px 54px rgba(10, 31, 68, .3); border-color: var(--navy); }
.pillar--dark::before {
  content: "";
  position: absolute;
  top: -45%;
  right: -35%;
  width: 340px;
  height: 340px;
  background: radial-gradient(circle, rgba(61, 123, 255, .6) 0%, rgba(61, 123, 255, 0) 66%);
  border-radius: 50%;
  pointer-events: none;
}
.pillar--dark .pillar__step { color: #5E7CAE; }
.pillar--dark .pillar__icon { position: relative; background: rgba(255, 255, 255, .14); }
.pillar--dark h3 { position: relative; color: #fff; }
.pillar--dark p { position: relative; color: #B9CCEB; }

/* ==========================================================================
   Oferta
   ========================================================================== */
.offer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(310px, 1fr)); gap: 22px; }

.offer {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 32px;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform .35s var(--ease), box-shadow .35s ease, border-color .35s ease;
}
.offer:hover {
  transform: translateY(-8px);
  box-shadow: 0 26px 54px rgba(10, 31, 68, .14);
  border-color: #C9DBFB;
}
.offer__icon {
  display: flex;
  width: 54px;
  height: 54px;
  border-radius: 16px;
  background: var(--tint);
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
}
.offer__icon img { display: block; width: 26px; height: 26px; }
.offer h3 { margin: 0 0 12px; font-size: 22px; font-weight: 600; letter-spacing: -.02em; }
.offer p { margin: 0 0 20px; font-size: 16.5px; line-height: 1.66; color: var(--muted); }
.offer__actions {
  margin-top: auto;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}
.offer__actions .link-arrow--sm { padding: 13px 12px; }

.offer--cta {
  background: linear-gradient(150deg, var(--navy-700) 0%, var(--navy) 100%);
  border: none;
  position: relative;
  overflow: hidden;
  justify-content: center;
}
.offer--cta:hover { transform: none; box-shadow: var(--shadow-card); }
.offer--cta::before {
  content: "";
  position: absolute;
  top: -40%;
  right: -30%;
  width: 420px;
  height: 420px;
  background: radial-gradient(circle, rgba(43, 123, 255, .55) 0%, rgba(43, 123, 255, 0) 65%);
  border-radius: 50%;
}
.offer--cta > div { position: relative; }
.offer--cta h3 { margin: 0 0 12px; font-size: 24px; letter-spacing: -.025em; color: #fff; line-height: 1.15; }
.offer--cta p { margin: 0 0 26px; font-size: 15.5px; line-height: 1.68; color: #B9CCEB; }
.offer--cta .btn--white { font-size: 15px; padding: 16px 26px; box-shadow: none; }

/* ==========================================================================
   O mnie
   ========================================================================== */
.split {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: clamp(32px, 5vw, 72px);
  align-items: center;
}

.about p { margin: 22px 0 0; font-size: 17px; line-height: 1.75; color: var(--muted); }
.about p + p { margin-top: 16px; }
.about strong { color: var(--ink); font-weight: 600; }

.about__banks { margin-top: 34px; padding-top: 26px; border-top: 1px solid var(--line); }
.about__banks-label {
  margin: 0 0 14px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--muted);
}

.about__media { position: relative; min-height: clamp(420px, 46vw, 580px); }
.about__photo {
  position: absolute;
  inset: 0 8% 8% 0;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: 0 30px 70px rgba(10, 31, 68, .16);
}
.about__photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.about__stat {
  position: absolute;
  right: 0;
  bottom: 0;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 24px 28px;
  box-shadow: 0 26px 60px rgba(10, 31, 68, .16);
  max-width: 262px;
}
.about__stat-row { display: flex; align-items: baseline; gap: 8px; }
.about__stat-num {
  font-size: 40px;
  font-weight: 600;
  letter-spacing: -.04em;
  line-height: 1;
  color: var(--blue);
}
.about__stat-unit { font-size: 14px; color: var(--muted); font-weight: 500; }
.about__stat p { margin: 14px 0 0; font-size: 13.5px; line-height: 1.55; color: var(--muted); }

/* ==========================================================================
   Kalkulator
   ========================================================================== */
.calc-frame {
  background: linear-gradient(165deg, var(--tint-soft) 0%, #E6EFFE 100%);
  border: 1px solid var(--line-blue);
  border-radius: 28px;
  padding: clamp(24px, 3vw, 36px);
  box-shadow: var(--shadow-panel);
}
.calc {
  background: #fff;
  border-radius: 22px;
  padding: 28px;
  box-shadow: 0 10px 30px rgba(10, 31, 68, .07);
}
.calc__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 26px;
}
.calc__title {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--muted);
}
.calc__badge {
  width: 34px;
  height: 34px;
  border-radius: 11px;
  background: var(--tint);
  display: flex;
  align-items: center;
  justify-content: center;
}
.calc__badge img { display: block; width: 17px; height: 17px; }

.calc__label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 10px;
}
.calc__label strong {
  font-size: 19px;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -.02em;
}
.calc__range {
  width: 100%;
  accent-color: var(--blue);
  height: 6px;
  margin: 0 0 26px;
  cursor: pointer;
}
.calc__range:last-of-type { margin-bottom: 28px; }

.calc__result {
  background: linear-gradient(140deg, var(--navy-700), var(--navy));
  border-radius: 18px;
  padding: 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.calc__result-label { font-size: 12.5px; color: var(--muted-dark); margin-bottom: 6px; }
.calc__result-value {
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 600;
  color: #fff;
  letter-spacing: -.03em;
  line-height: 1;
}
.calc__rate { font-size: 18px; font-weight: 600; color: var(--green); }

.calc__note { margin: 22px 0 0; font-size: 11.5px; line-height: 1.55; color: var(--muted); }

.calc-copy p { margin: 20px 0 0; font-size: 17px; line-height: 1.72; color: var(--muted); max-width: 440px; }
.calc-copy .checklist { margin-top: 28px; gap: 13px; }
.calc-copy .btn { margin-top: 32px; font-size: 15.5px; padding: 17px 30px; box-shadow: var(--shadow-blue); }

/* ==========================================================================
   Jak działam
   ========================================================================== */
.section--process { background: var(--navy); }
.section--process::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(90% 110% at 88% 8%, var(--blue-700) 0%, var(--navy-700) 40%, var(--navy) 72%);
}
.process__ring { top: -24%; left: -16%; width: 900px; height: 900px; border-color: rgba(255, 255, 255, .08); }
.section--process .section-head { margin-bottom: clamp(40px, 5vw, 64px); }

.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 18px; }
.step {
  background: rgba(255, 255, 255, .07);
  border: 1px solid rgba(255, 255, 255, .13);
  border-radius: 20px;
  padding: 28px 24px;
  backdrop-filter: blur(8px);
  transition: transform .35s var(--ease), background .35s ease;
}
.step:hover { transform: translateY(-8px); background: rgba(255, 255, 255, .12); }
.step__num {
  display: flex;
  width: 44px;
  height: 44px;
  border-radius: 13px;
  background: rgba(255, 255, 255, .14);
  color: #fff;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  font-weight: 600;
  margin-bottom: 22px;
}
.step:first-child .step__num { background: var(--blue); }
.step h3 { margin: 0 0 9px; font-size: 16.5px; font-weight: 600; color: #fff; line-height: 1.3; }
.step p { margin: 0; font-size: 16px; line-height: 1.62; color: var(--on-navy); }

.mobile-note {
  margin-top: 26px;
  background: rgba(27, 98, 245, .18);
  border: 1px solid rgba(122, 168, 255, .35);
  border-radius: 26px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  overflow: hidden;
}
.mobile-note__body {
  padding: clamp(26px, 3.2vw, 40px);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 22px;
}
.mobile-note__icon {
  display: flex;
  width: 54px;
  height: 54px;
  border-radius: 16px;
  background: rgba(255, 255, 255, .14);
  align-items: center;
  justify-content: center;
  color: #fff;
  flex: 0 0 auto;
}
.mobile-note__text { flex: 1 1 260px; }
.mobile-note h3 { margin: 0 0 6px; font-size: 19px; font-weight: 600; color: #fff; }
.mobile-note p { margin: 0; font-size: 16px; line-height: 1.62; color: var(--on-navy-strong); }
.mobile-note__media {
  position: relative;
  min-height: clamp(300px, 26vw, 380px);
  background: linear-gradient(180deg, rgba(27, 98, 245, .28), rgba(10, 31, 68, .05));
}
.mobile-note__media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.mobile-note__media::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 70px;
  background: linear-gradient(180deg, rgba(11, 42, 111, 0), rgba(11, 42, 111, .85));
  pointer-events: none;
}

/* ==========================================================================
   Zasięg
   ========================================================================== */
.reach-copy p { margin: 20px 0 0; font-size: 17px; line-height: 1.72; color: var(--muted); max-width: 420px; }
.reach__cities { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.city {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 11px 18px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 14.5px;
  font-weight: 500;
  box-shadow: 0 2px 10px rgba(10, 31, 68, .05);
}
.city::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--blue);
  display: block;
}
.city--hq {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
  font-weight: 600;
  box-shadow: 0 8px 20px rgba(10, 31, 68, .2);
}
.city--hq::before { background: var(--green); }
.reach-copy .link-arrow { margin-top: 30px; }

.reach__map {
  border-radius: 28px;
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: 0 30px 70px rgba(10, 31, 68, .12);
  background: var(--map-bg);
}
.reach__map iframe {
  width: 100%;
  height: clamp(380px, 42vw, 520px);
  border: 0;
  display: block;
}

/* ==========================================================================
   Opinie
   ========================================================================== */
.section--reviews > .shell { padding-right: 0; }
.reviews {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: clamp(32px, 4vw, 56px);
  align-items: center;
}
.reviews__intro { padding-right: var(--gutter); }
.reviews__badge {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 26px;
  padding: 18px 22px;
  background: var(--tint-soft);
  border: 1px solid var(--line-blue);
  border-radius: 18px;
  max-width: 360px;
}
.reviews__badge-icon {
  display: flex;
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: #fff;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  box-shadow: 0 4px 14px rgba(10, 31, 68, .08);
}
.reviews__badge-icon img { display: block; width: 23px; height: 23px; }
.reviews__badge-num {
  font-size: 26px;
  font-weight: 600;
  letter-spacing: -.03em;
  line-height: 1;
  color: var(--blue);
}
.reviews__badge p { margin: 5px 0 0; font-size: 13.5px; line-height: 1.45; color: var(--muted); }

.reviews__nav { display: flex; gap: 10px; margin-top: 36px; }
.round-btn {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  border: 1.5px solid var(--line-strong);
  background: #fff;
  color: var(--ink);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: border-color .25s ease, color .25s ease, transform .25s ease;
}
.round-btn:hover { border-color: var(--blue); color: var(--blue); transform: translateY(-2px); }

.reviews__track {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
  -ms-overflow-style: none;
  padding: 8px 40px 24px 4px;
}
.reviews__track::-webkit-scrollbar { display: none; }

.review {
  flex: 0 0 min(400px, 80vw);
  scroll-snap-align: start;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 30px;
  box-shadow: 0 4px 24px rgba(10, 31, 68, .06);
  transition: transform .35s var(--ease), box-shadow .35s ease;
}
.review:hover { transform: translateY(-6px); box-shadow: 0 22px 46px rgba(10, 31, 68, .13); }
.review__head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 20px;
}
.review__who { display: flex; align-items: center; gap: 13px; }
.review__avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--tint);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: 15px;
}
.review__name { font-size: 15.5px; font-weight: 600; }
.review__role { font-size: 12.5px; color: var(--muted); }
.review__stars { color: var(--gold); font-size: 14px; letter-spacing: 1px; white-space: nowrap; }
.review p { margin: 0; font-size: 16.5px; line-height: 1.68; color: var(--muted); }

/* ==========================================================================
   Dlaczego ja
   ========================================================================== */
.section--why > .shell { padding-top: clamp(56px, 7vw, 100px); padding-bottom: clamp(56px, 7vw, 100px); }
.why__title {
  margin: 0 0 clamp(32px, 4vw, 52px);
  font-size: clamp(28px, 3.4vw, 42px);
  font-weight: 600;
  letter-spacing: -.03em;
  line-height: 1.1;
  text-align: center;
}
.why { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.why-card {
  text-align: center;
  padding: 34px 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 20px;
  box-shadow: var(--shadow-card);
  transition: transform .35s var(--ease), box-shadow .35s ease;
}
.why-card:hover { transform: translateY(-8px); box-shadow: 0 22px 46px rgba(10, 31, 68, .12); }
.why-card__icon {
  display: inline-flex;
  width: 56px;
  height: 56px;
  border-radius: 18px;
  background: var(--tint);
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}
.why-card__icon img { display: block; width: 27px; height: 27px; }
.why-card h3 { margin: 0 0 8px; font-size: 17px; font-weight: 600; }
.why-card p { margin: 0; font-size: 16px; line-height: 1.62; color: var(--muted); }

/* ==========================================================================
   Blog
   ========================================================================== */
.section--blog .section-head { margin-bottom: clamp(32px, 4vw, 48px); }
.posts { display: grid; grid-template-columns: repeat(auto-fit, minmax(272px, 1fr)); gap: 22px; }

.post {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  overflow: hidden;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
  transition: transform .35s var(--ease), box-shadow .35s ease;
}
.post:hover { transform: translateY(-8px); box-shadow: var(--shadow-card-hover); }
.post__thumb {
  height: 170px;
  background: var(--map-bg);
  position: relative;
  overflow: hidden;
}
.post__thumb::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(120% 120% at 20% 0%, rgba(27, 98, 245, .18) 0%, rgba(27, 98, 245, 0) 62%);
}
.post__body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.post__meta {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 12px;
}
.post__tag {
  padding: 5px 11px;
  background: var(--tint);
  color: var(--blue);
  border-radius: 999px;
  font-weight: 600;
  font-size: 11px;
  letter-spacing: .06em;
  text-transform: uppercase;
}
.post h3 {
  margin: 0 0 10px;
  font-size: 17px;
  font-weight: 600;
  line-height: 1.35;
  letter-spacing: -.01em;
}
.post p { margin: 0 0 18px; font-size: 16px; line-height: 1.62; color: var(--muted); }
.post .link-arrow--sm { margin-top: auto; }

/* ==========================================================================
   Kontakt
   ========================================================================== */
.contact {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: clamp(32px, 4vw, 64px);
  align-items: start;
}
.contact__intro p { margin: 20px 0 0; font-size: 17px; line-height: 1.72; color: var(--muted); max-width: 420px; }

.contact__photo {
  position: relative;
  margin-top: 30px;
  max-width: 420px;
  height: 230px;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 26px 60px rgba(10, 31, 68, .16);
}
.contact__photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.contact__photo::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, rgba(10, 31, 68, .82) 0%, rgba(10, 31, 68, .35) 52%, rgba(10, 31, 68, 0) 100%);
}
.contact__photo-caption {
  position: absolute;
  left: 24px;
  bottom: 22px;
  right: 24px;
  z-index: 1;
}
.contact__photo-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--blue-300);
  margin-bottom: 7px;
}
.contact__photo-line { font-size: 19px; font-weight: 600; color: #fff; line-height: 1.3; }

.contact__list { display: grid; gap: 14px; margin-top: 20px; max-width: 420px; }
.contact-item {
  display: flex;
  align-items: center;
  gap: 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 20px 22px;
  box-shadow: 0 4px 20px rgba(10, 31, 68, .05);
  transition: transform .25s ease, box-shadow .25s ease;
}
a.contact-item:hover { transform: translateY(-3px); box-shadow: 0 16px 36px rgba(10, 31, 68, .12); }
.contact-item__icon {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: var(--tint);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}
.contact-item__label { display: block; font-size: 12.5px; color: var(--muted); margin-bottom: 3px; }
.contact-item__value { font-size: 17px; font-weight: 600; color: var(--ink); word-break: break-word; }
.contact-item__value--sm { font-size: 15.5px; }

/* --- Formularze --------------------------------------------------------- */
.form-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  padding: clamp(26px, 3vw, 40px);
  box-shadow: var(--shadow-panel);
}
.form-card h3 { margin: 0 0 6px; font-size: 22px; font-weight: 600; letter-spacing: -.02em; }
.form-card > form > p { margin: 0 0 26px; font-size: 16px; line-height: 1.62; color: var(--muted); }

.field-label {
  display: block;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 8px;
}
.field {
  width: 100%;
  padding: 15px 18px;
  border: 1px solid var(--line-soft);
  border-radius: 14px;
  font-size: 15.5px;
  color: var(--ink);
  background: var(--field);
  outline: none;
  transition: border-color .2s ease, background .2s ease;
}
.field:focus { border-color: var(--blue); background: #fff; }
.field + .field-label { margin-top: 18px; }

select.field {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12' fill='none'%3E%3Cpath d='M2.5 4.5L6 8l3.5-3.5' stroke='%235A6B8C' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 18px center;
  padding-right: 44px;
}

.field-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 14px;
}

.consent {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 12.5px;
  line-height: 1.6;
  color: var(--muted);
  cursor: pointer;
}
.consent input {
  margin-top: 2px;
  width: 18px;
  height: 18px;
  accent-color: var(--blue);
  flex: 0 0 auto;
}

.form-success { text-align: center; padding: 40px 10px; }
.form-success__icon {
  display: inline-flex;
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--tint);
  color: var(--blue);
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}
.form-success h3 { margin: 0 0 10px; font-size: 24px; font-weight: 600; letter-spacing: -.02em; }
.form-success p { margin: 0; font-size: 16px; line-height: 1.65; color: var(--muted); }

[hidden] { display: none !important; }

/* ==========================================================================
   Sekcja SEO
   ========================================================================== */
.section--seo { background: var(--surface); border-top: 1px solid #EEF2F8; }
.section--seo .shell {
  max-width: 840px;
  padding-top: clamp(56px, 7vw, 96px);
  padding-bottom: clamp(56px, 7vw, 96px);
}
.seo h2 {
  margin: 0 0 20px;
  font-size: clamp(22px, 2.4vw, 30px);
  font-weight: 600;
  letter-spacing: -.025em;
  line-height: 1.25;
}
.seo h3 {
  margin: 34px 0 16px;
  font-size: clamp(19px, 2vw, 24px);
  font-weight: 600;
  letter-spacing: -.02em;
  line-height: 1.3;
}
.seo p { margin: 0 0 16px; font-size: 16px; line-height: 1.8; color: var(--muted); }
.seo p:last-child { margin-bottom: 0; }
.seo__toggle { margin-top: 22px; }
.seo__toggle svg { transition: transform .25s ease; }
.seo__toggle[aria-expanded="true"] svg { transform: rotate(180deg); }

/* ==========================================================================
   CTA końcowe
   ========================================================================== */
.final-cta { position: relative; background: var(--navy); overflow: hidden; }
.final-cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(100% 130% at 78% 55%, var(--blue-500) 0%, var(--blue-700) 26%, var(--navy-700) 56%, var(--navy) 82%);
}
.final-cta__ring { top: -40%; left: -10%; width: 1000px; height: 1000px; }
.final-cta__media {
  position: absolute;
  right: 0;
  top: 0;
  bottom: 0;
  width: min(46%, 620px);
  pointer-events: none;
}
.final-cta__media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.final-cta__media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, var(--navy) 0%, rgba(10, 31, 68, .86) 30%, rgba(10, 31, 68, .35) 72%, rgba(10, 31, 68, .55) 100%);
}
.final-cta .shell {
  padding-top: clamp(72px, 9vw, 132px);
  padding-bottom: clamp(72px, 9vw, 132px);
}
.final-cta h2 {
  margin: 0;
  font-size: clamp(30px, 4.4vw, 58px);
  font-weight: 600;
  letter-spacing: -.035em;
  line-height: 1.08;
  color: #fff;
  text-wrap: balance;
  max-width: 760px;
}
.final-cta p {
  margin: 22px 0 0;
  font-size: clamp(17px, 1.6vw, 21px);
  line-height: 1.6;
  color: var(--on-navy-strong);
  max-width: 560px;
  font-weight: 300;
}
.final-cta__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 40px; }
.final-cta__actions .btn--white { padding: 19px 34px; }

/* ==========================================================================
   Stopka
   ========================================================================== */
.site-footer { background: var(--navy-900); color: var(--muted-dark); }
.site-footer__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: clamp(28px, 4vw, 48px);
  padding-top: clamp(52px, 6vw, 80px);
}
.site-footer__brand { min-width: 220px; }
.site-footer__brand .brand { margin-bottom: 20px; }
.site-footer__brand .brand img { height: 40px; max-width: 100%; }
.site-footer__brand .brand__role { color: var(--muted-dark); }
.site-footer__about {
  margin: 0 0 22px;
  font-size: 14.5px;
  line-height: 1.7;
  color: var(--muted-darker);
  max-width: 280px;
}
.social {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 11px 20px;
  border: 1px solid rgba(255, 255, 255, .14);
  border-radius: 999px;
  color: var(--muted-dark);
  font-size: 14px;
  font-weight: 500;
  transition: border-color .25s ease, color .25s ease;
}
.social:hover { border-color: var(--blue); color: #fff; }

.site-footer h3 {
  margin: 0 0 18px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: #fff;
}
.site-footer ul { display: grid; gap: 11px; }
.site-footer li { font-size: 14.5px; line-height: 1.6; color: var(--muted-darker); }
.site-footer a { color: var(--muted-dark); font-size: 14.5px; }
.site-footer a:hover { color: #fff; }
.site-footer__phone { color: #fff !important; font-size: 17px !important; font-weight: 600; }
.site-footer__phone:hover { color: var(--blue-300) !important; }
.site-footer ul[data-contact] { gap: 13px; }

.site-footer__legal {
  margin-top: clamp(40px, 5vw, 60px);
  padding: 26px 0;
  border-top: 1px solid rgba(255, 255, 255, .09);
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: space-between;
  align-items: center;
}
.site-footer__legal span:first-child { font-size: 13.5px; color: var(--muted-dark); }
.site-footer__disclaimer {
  font-size: 12.5px;
  color: var(--muted-darker);
  max-width: 560px;
  line-height: 1.6;
}

/* ==========================================================================
   Elementy przyklejone
   ========================================================================== */
.quick-contact {
  position: fixed;
  right: 28px;
  bottom: 28px;
  z-index: 125;
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 12px;
}
.quick-contact__call {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  color: var(--navy);
  padding: 12px 22px 12px 12px;
  border-radius: 999px;
  box-shadow: 0 18px 44px rgba(10, 31, 68, .28);
  border: 1px solid var(--line);
  font-size: 15px;
  font-weight: 600;
  transition: transform .25s ease, box-shadow .25s ease;
}
.quick-contact__call:hover {
  color: var(--navy);
  transform: translateY(-3px);
  box-shadow: 0 24px 54px rgba(10, 31, 68, .36);
}
.quick-contact__call-icon {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}
.quick-contact__call-text { display: flex; flex-direction: column; line-height: 1.2; text-align: left; }
.quick-contact__call-text small { font-size: 11px; font-weight: 500; color: var(--muted); }
.quick-contact__write {
  font-size: 15px;
  padding: 15px 24px;
  box-shadow: 0 16px 40px rgba(27, 98, 245, .45);
}
.quick-contact__write:hover { transform: translateY(-3px); box-shadow: 0 22px 52px rgba(27, 98, 245, .6); }

.mobile-bar { display: none; }
.mobile-bar__spacer { display: none; height: 86px; background: var(--navy-900); }

/* --- Cookies ------------------------------------------------------------ */
.cookies {
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 16px;
  z-index: 140;
  max-width: 640px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 24px;
  box-shadow: 0 30px 70px rgba(10, 31, 68, .24);
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  align-items: center;
  animation: asFadeIn .3s ease both;
}
.cookies p { margin: 0; flex: 1 1 280px; font-size: 13.5px; line-height: 1.65; color: var(--muted); }
.cookies__actions { display: flex; gap: 10px; flex: 0 0 auto; }
.cookies .btn { font-size: 14px; padding: 13px 22px; box-shadow: none; }
.cookies .btn--outline { padding: 13px 20px; color: var(--muted); }
.cookies .btn--primary:hover { transform: none; box-shadow: 0 12px 26px rgba(27, 98, 245, .4); }

/* ==========================================================================
   Modal
   ========================================================================== */
@keyframes asFadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes asPop {
  from { opacity: 0; transform: translateY(24px) scale(.97); }
  to { opacity: 1; transform: none; }
}

.modal {
  position: fixed;
  inset: 0;
  z-index: 200;
  background: rgba(6, 19, 43, .72);
  backdrop-filter: blur(8px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  overflow-y: auto;
  animation: asFadeIn .25s ease both;
}
.modal[hidden] { display: none !important; }
.modal__dialog {
  width: 100%;
  max-width: 560px;
  background: #fff;
  border-radius: 28px;
  overflow: hidden;
  box-shadow: 0 40px 100px rgba(3, 12, 33, .55);
  animation: asPop .35s var(--ease) both;
  margin: auto;
}
.modal__head {
  position: relative;
  background: var(--navy);
  padding: 26px 28px;
  overflow: hidden;
}
.modal__head::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(120% 160% at 88% 20%, var(--blue-500) 0%, var(--blue-700) 30%, var(--navy-700) 62%, var(--navy) 88%);
}
.modal__close {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .14);
  border: 1px solid rgba(255, 255, 255, .2);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 2;
  transition: background .2s ease;
}
.modal__close:hover { background: rgba(255, 255, 255, .26); }
.modal__head-inner {
  position: relative;
  display: flex;
  align-items: center;
  gap: 16px;
  padding-right: 44px;
}
.modal__avatar {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  overflow: hidden;
  flex: 0 0 auto;
  border: 2px solid rgba(255, 255, 255, .35);
  background: #12305F;
}
.modal__avatar img { width: 100%; height: 100%; object-fit: cover; display: block; }
.modal__head h3 { margin: 0 0 4px; font-size: 20px; font-weight: 600; color: #fff; letter-spacing: -.02em; }
.modal__head p { margin: 0; font-size: 13.5px; color: var(--on-navy); }
.modal__body { padding: clamp(22px, 3vw, 30px); }

.modal__call {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--tint-soft);
  border: 1px solid var(--line-blue);
  border-radius: 16px;
  padding: 14px 18px;
  margin-bottom: 22px;
  transition: border-color .25s ease;
}
.modal__call:hover { border-color: var(--blue); color: var(--ink); }
.modal__call-icon {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: var(--blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}
.modal .form-success { padding: 24px 8px 10px; }
.modal .form-success__icon { width: 60px; height: 60px; margin-bottom: 18px; }
.modal .form-success h3 { font-size: 21px; margin-bottom: 8px; }
.modal .form-success p { margin-bottom: 22px; }

/* ==========================================================================
   Widok wąski (< 980px)
   ========================================================================== */
@media (max-width: 979px) {
  .topbar,
  .nav,
  .header-cta,
  .hero__portrait,
  .hero__cards,
  .quick-contact { display: none; }

  .nav-toggle { display: flex; }

  .hero__portrait-mobile {
    display: block;
    position: absolute;
    /* Cel: twarz w wolnym polu z prawej, obok linii „Najlepsze / warunki.".
       Kotwiczymy portret GÓRĄ, nie dołem. Poprzednie `bottom: X%` liczyło się
       od wysokości hero, która zmienia się z szerokością ekranu, więc głowa
       wędrowała względem nagłówka (przy 414 px wjeżdżała na oczy).
       `aspect-ratio` = proporcje pliku, więc `contain` wypełnia box dokładnie
       i górna krawędź kadru == górna krawędź boxa.
       Ujemny `right` odsuwa głowę od końcówek linii nagłówka. */
    right: -28%;
    top: 118px;
    bottom: auto;
    width: 86%;
    aspect-ratio: 1200 / 1600;
    z-index: 1;
    pointer-events: none;
    opacity: .6;
    -webkit-mask-image: linear-gradient(180deg, #000 0%, #000 76%, transparent 100%);
    mask-image: linear-gradient(180deg, #000 0%, #000 76%, transparent 100%);
  }
  .hero__portrait-mobile img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    object-position: bottom center;
  }
  .hero__scrim {
    display: block;
    position: absolute;
    inset: 0;
    z-index: 1;
    pointer-events: none;
    background:
      linear-gradient(180deg, rgba(10, 31, 68, .1) 0%, rgba(10, 31, 68, .15) 32%, rgba(10, 31, 68, .82) 62%, rgba(10, 31, 68, .97) 100%),
      linear-gradient(100deg, rgba(10, 31, 68, .95) 0%, rgba(10, 31, 68, .3) 48%, rgba(10, 31, 68, 0) 80%);
  }

  .mobile-bar {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 130;
    padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
    background: rgba(10, 31, 68, .92);
    backdrop-filter: blur(14px);
    border-top: 1px solid rgba(255, 255, 255, .12);
    display: flex;
    gap: 10px;
    /* Schowany, dopóki widać hero — tam CTA już są w treści i pasek
       tylko je dublował. Klasę na <body> ustawia main.js. */
    transform: translateY(115%);
    opacity: 0;
    pointer-events: none;
    transition: transform .32s var(--ease), opacity .32s ease;
  }
  body.mobile-bar-visible .mobile-bar {
    transform: none;
    opacity: 1;
    pointer-events: auto;
  }
  .mobile-bar__spacer { display: block; }
  .mobile-bar__call {
    flex: 1 1 auto;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    background: var(--blue);
    color: #fff;
    font-size: 16px;
    font-weight: 600;
    padding: 16px;
    border-radius: 999px;
    min-height: 52px;
  }
  .mobile-bar__call:hover { color: #fff; }
  .mobile-bar__write {
    flex: 0 0 auto;
    background: rgba(255, 255, 255, .12);
    border: 1px solid rgba(255, 255, 255, .2);
    color: #fff;
    font-size: 16px;
    font-weight: 600;
    padding: 16px 22px;
    border-radius: 999px;
    min-height: 52px;
    box-shadow: none;
  }
  .mobile-bar__write:hover { transform: none; box-shadow: none; color: #fff; }

  /* Cookies ustępują paskowi tylko wtedy, gdy pasek faktycznie jest na ekranie. */
  .cookies { bottom: 16px; transition: bottom .32s var(--ease); }
  body.mobile-bar-visible .cookies { bottom: 96px; }

  /* Na wąskim ekranie nagłówek CTA przechodzi przez obszar zdjęcia, a tam
     domyślne przyciemnienie schodzi do 0.35 alfa — za mało pod biały tekst.
     Zdjęcie zostaje jako tło, ale scrim jest mocniejszy. */
  .final-cta__media::after {
    background: linear-gradient(90deg, var(--navy) 0%, rgba(10, 31, 68, .95) 45%, rgba(10, 31, 68, .84) 100%);
  }
}

@media (min-width: 980px) {
  .hero__portrait-mobile,
  .hero__scrim,
  .nav-toggle,
  .mobile-nav { display: none !important; }
}

/* Bardzo wąskie ekrany (SE 1. gen.): nagłówek 44px zajmuje prawie całą
   szerokość, więc portret trzeba zwęzić, żeby głowa zmieściła się obok
   „Najlepsze" i nie wyszła poza prawą krawędź. */
@media (max-width: 359px) {
  .hero__portrait-mobile {
    width: 68%;
    right: -23%;
  }
}

@media (max-width: 560px) {
  .cookies { padding: 20px; }
  .cookies__actions { width: 100%; }
  .cookies__actions .btn { flex: 1 1 auto; }
  .hero__proof { gap: 18px 28px; }
  .section--reviews > .shell { padding-right: 0; }
}

/* ==========================================================================
   Podstrony
   ========================================================================== */
.page-hero {
  position: relative;
  background: var(--navy);
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(105% 130% at 82% 30%, var(--blue-500) 0%, var(--blue-700) 24%, var(--navy-700) 56%, var(--navy) 82%);
}
.page-hero__ring { top: -55%; right: -12%; width: 780px; height: 780px; }
.page-hero .shell {
  padding-top: clamp(46px, 6vw, 82px);
  padding-bottom: clamp(46px, 6vw, 82px);
}
.page-hero h1 {
  margin: 16px 0 0;
  font-size: clamp(32px, 4.6vw, 58px);
  font-weight: 600;
  letter-spacing: -.034em;
  line-height: 1.06;
  color: #fff;
  text-wrap: balance;
  max-width: 780px;
}
.page-hero__lede {
  margin: 20px 0 0;
  font-size: clamp(16.5px, 1.5vw, 19px);
  line-height: 1.65;
  color: var(--on-navy-strong);
  max-width: 620px;
  font-weight: 300;
}
.page-hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--on-navy-soft);
}
.breadcrumbs a { color: var(--on-navy-soft); }
.breadcrumbs a:hover { color: #fff; }
.breadcrumbs li { display: flex; align-items: center; gap: 8px; }
.breadcrumbs li + li::before { content: "›"; color: var(--steel); }
.breadcrumbs [aria-current] { color: #fff; }

/* --- Układ treść + panel boczny --------------------------------------- */
.page-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: clamp(32px, 4vw, 56px);
  align-items: start;
}
@media (min-width: 900px) {
  .page-layout { grid-template-columns: minmax(0, 1fr) 340px; }
}

/* --- Typografia treści -------------------------------------------------- */
.prose > * + * { margin-top: 18px; }
.prose p { margin: 0; font-size: 17px; line-height: 1.75; color: var(--muted); }
.prose h2 {
  margin: 0;
  font-size: clamp(24px, 2.8vw, 34px);
  font-weight: 600;
  letter-spacing: -.028em;
  line-height: 1.18;
  color: var(--ink);
}
.prose h3 {
  margin: 0;
  font-size: clamp(19px, 2vw, 23px);
  font-weight: 600;
  letter-spacing: -.02em;
  line-height: 1.3;
  color: var(--ink);
}
.prose h2 + p, .prose h3 + p { margin-top: 14px; }
.prose > h2 + *, .prose > h3 + * { margin-top: 14px; }
.prose > * + h2 { margin-top: 44px; }
.prose > * + h3 { margin-top: 34px; }
.prose strong { color: var(--ink); font-weight: 600; }
.prose ul { display: grid; gap: 12px; }
.prose ul li {
  position: relative;
  padding-left: 30px;
  font-size: 16.5px;
  line-height: 1.65;
  color: var(--muted);
}
.prose ul li::before {
  content: "";
  position: absolute;
  left: 6px;
  top: .62em;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--blue);
}

/* --- Panel boczny ------------------------------------------------------- */
.aside-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 28px;
  box-shadow: var(--shadow-panel);
}
@media (min-width: 900px) { .aside-card { position: sticky; top: 100px; } }
.aside-card h2 {
  margin: 0 0 8px;
  font-size: 20px;
  font-weight: 600;
  letter-spacing: -.02em;
}
.aside-card p { margin: 0 0 20px; font-size: 15.5px; line-height: 1.6; color: var(--muted); }
.aside-card .btn { width: 100%; font-size: 15px; padding: 16px 24px; }
.aside-card__divider {
  margin: 20px 0;
  border: 0;
  border-top: 1px solid var(--line);
}
.aside-card__row {
  display: flex;
  align-items: center;
  gap: 13px;
  font-size: 15px;
  color: var(--ink);
  font-weight: 500;
}
.aside-card__row + .aside-card__row { margin-top: 14px; }
.aside-card__row span {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: var(--tint);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
}

/* --- FAQ ---------------------------------------------------------------- */
.faq { display: grid; gap: 12px; }
.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: var(--shadow-card);
  overflow: hidden;
}
.faq summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 24px;
  font-size: 17px;
  font-weight: 600;
  color: var(--ink);
  cursor: pointer;
  list-style: none;
  line-height: 1.4;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "";
  width: 11px;
  height: 11px;
  border-right: 2px solid var(--blue);
  border-bottom: 2px solid var(--blue);
  transform: rotate(45deg) translate(-2px, -2px);
  flex: 0 0 auto;
  transition: transform .25s ease;
}
.faq details[open] summary::after { transform: rotate(225deg) translate(-3px, -3px); }
.faq summary:hover { color: var(--blue); }
.faq__body { padding: 0 24px 24px; }
.faq__body > * + * { margin-top: 14px; }
.faq__body p { margin: 0; font-size: 16.5px; line-height: 1.7; color: var(--muted); }
.faq__body ul { display: grid; gap: 10px; }
.faq__body li {
  position: relative;
  padding-left: 26px;
  font-size: 16px;
  line-height: 1.6;
  color: var(--muted);
}
.faq__body li::before {
  content: "";
  position: absolute;
  left: 4px;
  top: .6em;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--blue);
}

/* --- Kroki na podstronach ---------------------------------------------- */
.steps-light { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.step-light {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 28px 24px;
  box-shadow: var(--shadow-card);
}
.step-light span {
  display: flex;
  width: 42px;
  height: 42px;
  border-radius: 13px;
  background: var(--tint);
  color: var(--blue);
  align-items: center;
  justify-content: center;
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 18px;
}
.step-light h3 { margin: 0 0 8px; font-size: 17px; font-weight: 600; line-height: 1.3; }
.step-light p { margin: 0; font-size: 16px; line-height: 1.62; color: var(--muted); }

/* --- Siatka opinii ------------------------------------------------------ */
.review-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 22px; }
.review-grid .review { flex: none; }

/* --- Lista wpisów bloga ------------------------------------------------- */
.post-rows { display: grid; gap: 14px; }
.post-row {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 8px 18px;
  padding: 22px 26px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: var(--shadow-card);
  transition: transform .3s var(--ease), box-shadow .3s ease, border-color .3s ease;
}
.post-row:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 38px rgba(10, 31, 68, .12);
  border-color: #C9DBFB;
}
.post-row h3 {
  margin: 0;
  flex: 1 1 320px;
  font-size: 17px;
  font-weight: 600;
  line-height: 1.4;
  letter-spacing: -.01em;
}
.post-row h3 a { color: var(--ink); }
.post-row h3 a:hover { color: var(--blue); }
.post-row time { font-size: 13.5px; color: var(--muted); white-space: nowrap; }

/* --- Notka / zastrzeżenie ---------------------------------------------- */
.notice {
  background: var(--tint-soft);
  border: 1px solid var(--line-blue);
  border-radius: 20px;
  padding: 24px 26px;
}
.notice p { margin: 0; font-size: 15.5px; line-height: 1.68; color: var(--muted); }
.notice p + p { margin-top: 12px; }
.notice strong { color: var(--ink); }

/* Aktywna pozycja w menu */
.nav__link[aria-current="page"] {
  background: rgba(255, 255, 255, .13);
  color: #fff;
}
textarea.field { resize: vertical; min-height: 96px; font-family: inherit; }

/* --- Portret w treści podstrony ---------------------------------------- */
.portrait {
  position: relative;
  margin: 0;
  border-radius: 26px;
  overflow: hidden;
  box-shadow: 0 30px 70px rgba(10, 31, 68, .16);
  background: linear-gradient(150deg, rgba(27, 98, 245, .18) 0%, var(--navy) 100%);
}
.portrait img {
  width: 100%;
  /* Atrybuty width/height na <img> zostają dla rezerwacji miejsca (CLS),
     ale wysokość musi być auto — inaczej obie osie są określone
     i przeglądarka ignoruje aspect-ratio. */
  height: auto;
  display: block;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  object-position: center 28%;
}
.portrait figcaption {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: 64px 26px 22px;
  background: linear-gradient(180deg, rgba(10, 31, 68, 0) 0%, rgba(10, 31, 68, .55) 45%, rgba(10, 31, 68, .92) 100%);
  color: #fff;
  font-size: 14.5px;
  line-height: 1.5;
  /* Podpis i plakietka w jednym pasku na dole. Wcześniej plakietka wisiała
     w prawym górnym rogu i potrafiła zasłonić twarz na zdjęciu. */
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 14px 20px;
  flex-wrap: wrap;
}
.portrait__text { flex: 1 1 240px; }
.portrait figcaption strong { display: block; font-size: 17px; font-weight: 600; margin-bottom: 3px; }
.portrait__badge {
  display: inline-flex;
  align-items: baseline;
  gap: 7px;
  flex: 0 0 auto;
  background: rgba(255, 255, 255, .94);
  border-radius: 999px;
  padding: 9px 17px;
  box-shadow: 0 10px 30px rgba(3, 12, 33, .3);
}
.portrait__badge b {
  font-family: Manrope, Poppins, system-ui, sans-serif;
  font-size: 21px;
  font-weight: 700;
  letter-spacing: -.03em;
  color: var(--blue);
  line-height: 1;
}
.portrait__badge span { font-size: 13px; color: var(--muted); font-weight: 500; }

/* Rozwijana „Oferta" w nawigacji mobilnej */
.mobile-nav__toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  width: 100%;
  background: none;
  border: none;
  border-bottom: 1px solid rgba(255, 255, 255, .06);
  color: #DCE6F7;
  font-size: 17px;
  font-weight: 500;
  padding: 14px 8px;
  text-align: left;
  cursor: pointer;
}
.mobile-nav__toggle svg { transition: transform .25s ease; flex: 0 0 auto; }
.mobile-nav__toggle[aria-expanded="true"] { color: #fff; }
.mobile-nav__toggle[aria-expanded="true"] svg { transform: rotate(180deg); }
.mobile-nav__sub {
  display: flex;
  flex-direction: column;
  padding: 4px 0 8px 14px;
  border-left: 2px solid rgba(255, 255, 255, .16);
  margin: 4px 0 4px 8px;
}
.mobile-nav__sub[hidden] { display: none; }
.mobile-nav__sub a {
  font-size: 15.5px;
  font-weight: 400;
  color: #B9CCEB;
  padding: 11px 8px;
  border-bottom: none;
}
.mobile-nav__sub a:hover { color: #fff; }

/* Miniatura wpisu na liście */
.post__thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
/* Nakładka była projektowana pod pustą kafelkę — nad zdjęciem ma być subtelniejsza. */
.post__thumb::after {
  background: linear-gradient(180deg, rgba(10, 31, 68, 0) 45%, rgba(10, 31, 68, .28) 100%);
}

/* Pole-pułapka na boty: niewidoczne dla człowieka, ale bez display:none,
   bo część botów pomija pola ukryte tą właściwością. */
.honeypot {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-error {
  margin: 0 0 16px;
  padding: 14px 18px;
  background: #FFF1F1;
  border: 1px solid #F5C9C9;
  border-radius: 14px;
  color: #A32020;
  font-size: 14.5px;
  line-height: 1.55;
}
.form-error[hidden] { display: none; }
.btn[disabled] { opacity: .65; cursor: progress; transform: none !important; }